Resource library
The thinking behind the decisions we help clients make.
Plain-English guidance on the questions that come up most often in our planning conversations — entity and compensation decisions, deduction substantiation, and the rule changes that affect Central Pennsylvania taxpayers.
Homeowners & business owners
The federal energy credits are gone for 2026
25C and 25D ended after 2025, and the EV charger credit ended June 30, 2026. What timing rules still matter, and what Pennsylvania offers instead.
September 29, 2026 · 4 min read
Business owners
Fewer 1099s to file: the new $2,000 threshold
The 1099-NEC and 1099-MISC threshold rises from $600 to $2,000 for 2026 payments. What changed, what didn’t, and how it plays out in Pennsylvania.
September 29, 2026 · 4 min read
Individuals & families
A $2,000 charitable deduction, even if you don’t itemize
Cash gifts to charity now count on your federal return without itemizing. What it’s worth, the fine print, and why Pennsylvania doesn’t follow.
September 29, 2026 · 4 min read
Compliance
Pennsylvania’s annual report: don’t let a $7 filing cost you your business
Nearly every PA-registered LLC, corporation, and partnership now files yearly. Starting with 2027 reports, missing it means administrative dissolution.
September 29, 2026 · 6 min read
Individuals & families
Trump Accounts and the gift tax
A new IRS safe harbor lets most cash contributions to a child’s account skip the gift tax return. One condition trips people up.
August 12, 2026 · 5 min read
Retirement planning
The retirement tax window most people walk right past
The low-income valley between your last paycheck and your first RMD is the cheapest tax space you’ll ever have — and it closes on a schedule you don’t control.
July 30, 2026 · 7 min read
Equity & investments
Your RSUs and stock options are a tax decision, not just a payday
RSUs, NSOs, ISOs, ESPP — when each one is taxed, the trap that comes with it, and why 22% default withholding sets high earners up for an April surprise.
July 30, 2026 · 8 min read
Business owners
The coffee in your breakroom is no longer a write-off
Employee meals went from 50% deductible to zero on January 1, 2026. The three buckets that replaced one “Meals” account, and the ten-minute QuickBooks fix.
August 25, 2026 · 7 min read
Business owners
Are you paying yourself the right salary?
Too low invites an IRS reclassification with penalties and interest. Too high hands over payroll tax you never owed. What the IRS actually weighs, and why the “60/40 rule” is a myth.
July 29, 2026 · 6 min read
Deductions & recordkeeping
Two mileage rates, one tax year
The IRS raised the business rate to 76¢ effective July 1, 2026 — and it isn’t retroactive. Your log now needs two defensible subtotals for the year.
July 27, 2026 · 7 min read
Disaster & casualty relief
Storm damage and the casualty loss deduction
What the July 4 storms mean for your return, which losses qualify, and the documentation to gather while the damage is still fresh.
July 2026 · 5 min read
Reading about it is a start. Deciding is the work.
If something here raised a question about your own situation, that’s exactly what a planning conversation is for.
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