Resource library
The thinking behind the decisions we help clients make.
Plain-English guidance on the questions that come up most often in our planning conversations — entity and compensation decisions, deduction substantiation, and the rule changes that affect Central Pennsylvania taxpayers.
Retirement planning
The retirement tax window most people walk right past
The low-income valley between your last paycheck and your first RMD is the cheapest tax space you’ll ever have — and it closes on a schedule you don’t control.
July 30, 2026 · 7 min read
Equity & investments
Your RSUs and stock options are a tax decision, not just a payday
RSUs, NSOs, ISOs, ESPP — when each one is taxed, the trap that comes with it, and why 22% default withholding sets high earners up for an April surprise.
July 30, 2026 · 8 min read
Business owners
Are you paying yourself the right salary?
Too low invites an IRS reclassification with penalties and interest. Too high hands over payroll tax you never owed. What the IRS actually weighs, and why the “60/40 rule” is a myth.
July 29, 2026 · 6 min read
Deductions & recordkeeping
Two mileage rates, one tax year
The IRS raised the business rate to 76¢ effective July 1, 2026 — and it isn’t retroactive. Your log now needs two defensible subtotals for the year.
July 27, 2026 · 7 min read
Disaster & casualty relief
Storm damage and the casualty loss deduction
What the July 4 storms mean for your return, which losses qualify, and the documentation to gather while the damage is still fresh.
July 2026 · 5 min read
Reading about it is a start. Deciding is the work.
If something here raised a question about your own situation, that’s exactly what a planning conversation is for.
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